Buy Now, Pay Later
Anywhere, Anytime!

Scan-to-pay at thousands QR PromptPay merchants,
make bill payments and get instant cash loans.
kredivo
Borrow only as much as you need and can afford to repay
Apply now for a Digital Personal Loan Revolving Credit Limit Account with Kredivo
to enjoy the following services

Cash Loans

Get a cash loan disbursed
straight into your
bank account

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Bill Payments

Top up your prepaid balance, pay your
electricity or water bills using Kredivo
credit limit and pay us back later

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Thai QR PromptPay (Coming Soon)

Shop at thousands of offline merchants
across Thailand with QR PromptPay

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Benefits of Using Kredivo
Onboarding in minutes with only your ID and a selfie

Onboarding in minutes with
your ID and selfie only,
get up to THB 20,000 credit limit with Kredivo

Choose Pay in 1, 2, 3 or 5 month installments

Choose Pay in 1, 2, 3
or 5 month installments

2.08% interest/month, without any down payment

2.08% interest/month, without any down payment (The total interest +
fees will not exceed 25% APR)

Protection for your personal data & transactions

Protection for your personal data &
transactions

How to get Cash Loans through Kredivo

Step 1

Open the Kredivo dashboard and tap the “Cash Loans” icon

Step 2

Select your loan tenure purpose, amount and destination bank account

Step 3

Confirm your loan details and input your Kredivo PIN

Step 4

Read and confirm the Cash Loan Agreement

Step 5

Enter the OTP sent to your phone

Step 6

Confirmed! After evaluating your creditworthiness, money sent to your bank account within minutes

Image Phone
Warning: Borrow only as much as you need and can afford to repay.
Warning: Borrow only as much as you need
and can afford to repay.
"Kredivo will never send offers or links via SMS or ask for upfront payments or fees for loan approvals. Do not click on suspicious links, share your credentials, or transaction OTPs to anyone. Scammers might impersonate Kredivo, please check our official accounts and contact points.

Need more time to repay? Please contact our Customer Service.
Announcement for New Kredivo Customers
Participants in the “You Fight, We Help” program are advised to review the terms keep their Bank of Thailand support. Taking out new loans from other financial institutions during the set period may end your eligibility immediately.
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