Open Kredivo app.

'Cash Loan' and choose the desired amount.

Click 'Add Destination Bank' and select a previously added bank account. If no bank account is added, click the 'Add New Bank' button.

If you haven't done so already, enter your bank account details and click 'Submit Bank Info' button.

Click the 'Request Loan' button, review the loan confirmation, and then click 'Request Loan' again to finalize.

Enter your PIN, then the OTP code.